Letter to lender for consent to carry out energy improvements

This Letter to lender for consent to carry out energy improvements is for use by a residential landlord who has borrowing secured on the property and the mortgage terms provide that the lender’s consent must be obtained prior to any works being carried out.

This letter should be printed on the landlord’s headed paper and sent to the lender.

If the works are of a minor non-structural type, consent may not be required. More substantial works, involving structural works, such as cavity wall insulation, replacement windows, etc. may need a lender’s consent. In all cases, the borrowing terms and conditions should be reviewed to establish whether consent is required or not.  If unclear, then legal advice should be taken.

Optional phrases/clauses are enclosed in square brackets. These should be read carefully and selected so as to be compatible with one another. Unused options should be removed from the document.

This letter is in open format.  Either enter the requisite details in the highlighted fields or adjust the wording to suit your purposes.

Full Guidance on the MEES Regulations, exemptions and requirements for domestic premises can be found at www.gov.uk.   Since 1 April 2020 most domestic rental properties (let on an assured, regulated or domestic agricultural tenancy) need an energy efficiency rating of at least E.  The government's proposals for all residential lets to achieve an EPC rating of C or above by 1 April 2028 have been scrapped.  Whilst not legally required to make improvements above E rating, landlords may wish to carry out energy improvements and this letter can assist with the process.

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Letter to lender for consent to carry out energy improvements is part of Property Documents. Just £35.00 + VAT provides unlimited downloads from Property Documents for 1 year.